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Best Money Saving Tips

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  Always shop on Paytm mall it will give you discounts plus cash backs. If you are an iPhone user Make sure you go to Icentre and ask them to change the battery within one year warranty. Don’t buy 200 Rs iPhone’s charger. You will end up buying a charger every month thereby costing much more than the original charger. Always buy chocolates , chips and beverages from D MART. Mobikwik super cash is the biggest scam. Use magicpin to get cashback on all the stores you visit. Never fall for brand factory coupon offers. Mostly it will be valid for a month and that too 200 off on 500 bucks. Buy Zomato gold to get one on one on food and 2 on 2 in drinks. Don’t login on multiple devices but when your friend need it redeem it and record the screen and send it to them. Amazon prime is totally worth the money. Open a demat account at zerodha. They won’t charge brokerage on delivery of securities. If you are opening a SIP go to the AMC website and open there rather than going through brokers becaus

The Most clever life hack you've to learn !!

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  Don’t change clothes just after you came home till you start the first productive activity Let’s say you are coming from college and you have to do 10 homework questions, What will someone typically do; Come home, Change clothes, shower, Do the 10 questions What you do with this hack Come home, Do 2 questions right away, (DON’T CHANGE CLOTHES) Change clothes, shower, Do the other 8 questions The point is when you walk/drive home and when you change clothes after that, you tend to chill and get into the “home” mood and lose time just doing nothing. So this hack saves that precious time. Follow my Blogs.................. for more info

Things everyone should remember in Life ...........!!!

  1:—The past cannot be changed. 2:—It is okay to let go and move on. 3:— Things always get better with time. 4:— Opinions don't define your reality. 5:— Everyone's journey is different. 6:— Overthinking will lead to sadness. 7:— What goes around comes around. 8:—Positive thoughts create positive things. 9:—You only fail if you quite. 10:—Your thoughts affect your mood. 11: Be calm in every situation 12: Focus on your Goals 13 : Always follow your heart with brain

Some Dark Life lessons .........................!!!!!!!!!!!!!!!!!!!!!!!!

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  No one is happy with your success, except your parents. Love is a myth. For no reason, no one is your friend. The only people who love you hopelessly are your parents. Everyone has a role in your life and when that role is done, they will leave you. Therefore, be strong. Money has a strong position in everyone's life, but unfortunately, it doesn't buy you everything. Laugh with everyone, but trust one person. People say tell the truth but no one wants to hear it. No one cares what you think or do, it's just your perspective on what they think of you. Hope always hurts. So less expect or not expect anything from other people. Never sacrifice your happiness for other people. The fewer people you hang out with, the less bullshit you'll be dealing with. A simple life gives you plenty of time for the important things. The sooner you learn to live alone, the sooner you will understand the meaning of life. You are your best friend. Never reveal your secret to anyone.

Some Financial Tips for Poor/Low Salary People

Look for a working life partner to have a much better quality of life. Start saving and investing since the first day of job, so that you can cope up when responsibilities hit you hard. “Assets are those products whose value increases with time and are resellable, rest everything is a liability” , never forget this. Exercise and walk in public parks, don't spend in gyms, unless you are too passionate. Make a diary of fixed monthly expenditures and allocate money to each class, to have a planned spending every month. Invest something out of the minimum salary you get in a pension plan. Old age can be quite harsh. EMI's must never cross 10 to 15% of your income or you will slowly get caught in the web of loans. Go to public gardens, temples on picnics, go often and take home cooked tiffin, make life interesting without spending much. Have a limited closely bound social circle to reduce expenditure and to avoid the tendency of showing off. Don't keep a credit card, it's to