Techie News

 Here are 10 things Warren Buffett do to spend/save money everyday: He lives in the same modest home in Omaha, Nebraska that he bought in 1958 for $31,500. The house is currently worth around $1 million, but Buffett has lived there for over 60 years and has no plans to move. He rarely takes out loans. Buffett is averse to debt and prefers to pay with cash. He has only taken out two loans in his life - one for a mortgage and one for a business venture. He buys breakfast at McDonald's every morning and never spends more than $3.17. Buffett says he spends on the same breakfast every day because it's cheaper than eating at home. He doesn't splurge on expensive brands. Buffett is known for wearing inexpensive suits and driving an older car. He believes in getting good value for his money. He doesn't waste money on luxuries. Buffett doesn't collect cars, houses, or other expensive items. He lives a very modest lifestyle compared to his massive wealth. He avoids credit car

  3 things: 1. When people want to make fun of you, laugh with them. No need to put effort to find a comeback. They'll know you are an innocent guy. 2. When people want to make fun of someone else, don't join them. Be the guy who is silent throughout and talks to the victim after they're gone. They'll know you're a nice guy. 3. When people want to talk/share anything from life stories to personal secrets, just listen. Don't talk. Show more curiosity than they expect. They'll know you're a trustworthy guy. You'll be loved :)

 Take control of your life. If not now then when? Talents: Finding what you are good at, what are your likes, dislikes, etc. Dealing with stress: We all experience it but you gotta learn to deal with it in your own way. Run-away fund: Save money for a rainy day, month or whatever. A fund that can sustain your expenses if you lose your source of income. Diet: Fixing your diet, getting in the habit of eating healthy rather than just going with the flow, New language: Learning a new language is always fun and also it decreases the risk of Dementia and Alzheimer. Multiple income sources: It’s foolish to keep all your eggs in one basket. Whether it’s investing or a side business, it’s the way to go. Ignoring people: Learning how to stop caring about what people think and do what you want anyway. Chase joy: It’s about doing what makes you happy. Whether it’s hiking, writing, etc. Exercise routine: Knowing yourself and what you like. Is it weights or cardio? Developing a consistent rout

  Business Idea No.1 : Print on Demand Business Start a print on demand business with a minimum investment of ₹20,000. You can design and print t-shirts, accessories, and other products with your own designs. Business Idea No.2 : Food Truck and Stall Business Start a food truck or stall business with an investment of ₹20,000 to ₹2,50,000. You can sell a variety of food items and earn a good profit. Business Idea No.3 : E-commerce Reselling Business Start an e-commerce reselling business with zero investment. You can sell products on platforms like Amazon, Flipkart, and eBay). Business Idea No.4: Online Education and Skill Development Start an online education and skill development business with an investment of ₹1,00,000 to ₹5,00,000. You can create online courses and sell them on platforms like Udemy, Teachable), and YouTube. Business Idea No.5: Content Creation Start a content creation business with zero investment. You can create content on platforms like YouTube, Instagram, and Ti

  I am a salaried employee and here are where I invest my money health insurance -  hospitals are costly . They drill a hole in your pocket . Buy health insurance right away for everyone in your family . life insurance-  another important investment . My life insurance is done by my company , I took another insurance from TATA AIA Both these insurance can be claimed while filing an ITR . FD -  I have this simple rule . I save some amount every month in an account I do not have a debit card for . As soon as my savings hit 50k , I make a recurring FD of that money . I haven’t decided how or when I will use it , but I’m just doing it RD- start  an RD of as much money you can easily shell out of your pocket every month . Since I have no specific goal, I just chose an RD which gives me the best interest rate , without having a time frame in mind Emergency fund  :  The goal is to have an amount that will take care of your monthly needs for a period of 3–6 months in case of sudden layoff . mu

F irst you have to know the some basic terms:- EQUITY MUTUAL FUNDS:- means basket of stocks, which is managed by well qualified funds manager for their management you have to pay some fees, which are called as expense ratio.. you can invest into mutual funds via two mode which are as:- A. SIP B. LUMSUM in sip, you. can invest your money on regularly, fortnightly and monthly basis in lumpsum, you can invest your money in one time.. i recommend you, before doing investment, below mentioned points you have to clear:- A. know your risk apatite B. decide your investment as per your risk profile C. clear your goals, as per your investment D. are you willing to take risk for more return historically seen that if you stay more than 7yrs, there are 99% chance that you will get positive return over a period of time… but seen that more than 50% people take out his money form mutual funds, before one year, reason is that he come to get quick return,… but he forget that investment into mutual funds